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Discrimination At Its Worst

PART 3

This is discrimination at its worst! If you have not read the first two sections, read Part 1 here and Part 2 here

IT’S TIME FOR INSURANCE COMPANIES TO STOP DISCRIMINATING AGAINT INDIVIDUALS WITH ASD!!!!!

The under writer gave me a call and he started the phone very confident (I think he took the approach) of making it sound that they were not going to cover the girls with trauma insurance because of their medical history.  I once again asked which of the girls medical doctors they contacted and he said that they don’t call them. The under writer stated that just because they didn’t cover them for trauma insurance now, they would relook at it when they are 18.  That gave me a very quick look at what the girls will be in for at 18 years of age.

By this stage, he was sounding pretty confident in what he was saying until………………… I asked why.  Now I would suggest you hang on to your seat for his reason as I am sure anyone could pull this reason apart.  He stated that he could not cover the girls in trauma insurance is because “they could not predict how the girls with develop neurologically, developmentally, behaviourally up till the age of 18.”

The first set of questions that I asked was which traumas are caused by Autism (I seriously thought I missed something).  I asked him does Autism cause:

  • Brain tumours and cancers?
  • Heart attacks?
  • Brain conditions?
  • Meningitis?
  • Blindness?
  • Deafness?
  • Mobility conditions?
  • Blood disorders?
  • Body organ conditions?
  • Severe burns?
  • Coma?
  • Diabetes?
  • Terminal Illness?

Will you be surprised that the answers were NO?

I asked him when can anyone possibly say how a child will develop physically, neurologically or behaviourally up to the age of 18?

I asked him what scientific evidence did they have to prove their reasoning?  No answer.

I asked him what scientific evidence did he have that autism causes the traumas?  None.

I asked him what evidence do they have in regards to the benefits of early intervention?

I asked him what evidence do you have in relation to the differences between girls with autism and boys with autism?

I asked him are you even talking about my daughters as individual applications?  Um no because we don’t know how to predict how anyone of them grow developmentally, neurologically or behaviourally.

So I wanted a clear picture, I said so you are lumping them all on some severe picture of Autism.

IT’S TIME FOR INSURANCE COMPANIES TO STOP DISCRIMINATING AGAINT INDIVIDUALS WITH ASD!!!!!

I am going to leave this post where it is because my hands are shaking and I can feel my anger rising.  This is discrimination at its worst for individuals with Autism.

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