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Massive Win Against an Insurance Company

IT IS TIME FOR INSURANCE COMPANIES TOIt is fantastic to share with you all our massive win against an insurance company.

It has been a long journey with the insurance company to provide the girls trauma insurance.  I still cant believe we had to battle to get trauma insurance for the girls.  It has definitely been a journey and many times I have felt like telling them to go F*ck themselves.  But I knew if I did that then there would be no win for families with autism.

But the fantastic is news is that

WE WON!!!!!!!!!

The girls now have trauma insurance.  But what does that mean to other families?

Well the exciting news (but don’t worry I will keep up to speed to make sure that these changes occur) but they were totally taken off guard by all my questions.  Considering they are meant to have current statistics on Autism, they were only relying (kind of) on the DSV – 5.  Before the change of diagnosis they had two categories either Autism which is low functioning and Asperger’s which is high functioning.  But with the change with the DSV – 5 and no Asperger’s diagnosis, they just simply lump ALL children who have been diagnosed with Autism on the Spectrum no matter what.

Until now…………………………………After my very vocal phone call (they won’t ring me back because they think I am scary lol) and after the ANZ finance James fighting with us, the medical under writers have realised that they have made huge error.  They have come to realise that not all children who are diagnosed with Autism are low functioning.  This is still an area that I want to continue to fight for because in this case we are still only talking trauma.  An individual with severe autism is no more susceptible to cancer than a high functioning autism.  But they have new policies coming out in the next few months and they are going to make sure this area is fixed.  What is even better is that these medical under writers cover most insurance companies so all of their policies will also change.

The ANZ has taken this even further with James training other financial consultants on how they can help families with children on the spectrum.  The ANZ has been fantastic to work with for my family and I am also very appreciative that the insurance companies are also making changes.

I will not give up the fight.

Taught the Insurance Company a Few Lessons.

It has been a while since I have given an update with my fight against the insurance company in regards to their blatant discrimination against the girls with their trauma insurance.  For those who are not up to date, scroll down my blog page and you will see the previous updates.

I have to admit it had been a while since I had heard from either OnePath Insurance which honestly is pretty slack on their part or from my finance manager.  However I did know that he was going to go speak to higher levels of ANZ about this problem.

Well, I have had taught the insurance company a few lessons in regards to individuals with autism.  I was expecting them to still say no we are not going to cover them but I will insure the girls with their trauma policy.

However, the win does not just stop there and I will continue to make sure that this occurs but they are actually going to change their exclusions and no longer will lump children under the one umbrella.  I am going to research all insurance companies who offer child trauma insurance policies and I will make sure that this does not happen to families again.  Plus I am going to take the next step, of sending information to finance managers who offer these policies so that they too can fight for their clients.  If it wasn’t for James from ANZ having a child on the spectrum, I do not think I would have won this fight.  All I have to do is provide them with their school report which honestly I am not sure what the point is but I am happy to show them their achievements.

There is absolutely no reason for children to be excluded from trauma policies and this discrimination really needs to stop for good.  I will keep updating my progress on this issue.

 

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